City Union Bank or CUB in short is a private commercial bank with over 650 operational branches across the country as of 2017-18. The erstwhile Kumbakonam Bank Limited was initially a regional bank in the Thanjavur District of Tamil Nadu. It grew to be a nationalised bank with presence in PAN India as of today. CUB Internet Banking is one of the most convenient banking services available for its customers. CUB Internet Banking Facilities take the help of their virtual assistant, Lakhsmi. Lakhsmi was introduced by the bank in 2016.
How to Avail CUB Internet Banking Facilities?
Just like most other commercial banks in India, City Union Bank also offer its precious customers the CUB Internet Banking Facilities for their convenience and ease of banking. In order to avail CUB Internet Banking facilities, customers need to apply for the same. Usually, net banking registrations are done at the time of opening an account – be it savings or current account. You would have received your Internet banking Kit which contains your login user ID and a PIN or Password. Customers can access CUB Website at https://cityunionbank.com/web-page/personal-banking and head to login option available at the top right corner.
The login link above provides login for Personal Banking, Corporate banking, Credit Card Portal, Prepaid Card Portal and FasTag Login all in one. This is particularly convenient because unlike other banks such as State Bank of India (SBI), everything is accessible fro their one official website. SBI have separate websites for Banking and Credit Cards for example.
What Else Does CUB Offer to Its Customers?
CUB Offers in the Loans Section – Krissan Credit Card, Agri Term Loan and Agro Gold Loans. They also offer MSME Loans which one can apply online. These are the additional features that one can avail in addition to all the ordinary personal/corporate banking facilities. CUB also offers Cash Deposit Machine/ Bulk Note acceptor. The website states
“Cash deposits upto a limit of Rs. 2.00 Lakhs per transaction can be made 24 X 7 in the Bulk Note Acceptor (BNA) machines placed at CUB branches – need not use your ATM card (Cardless) or use it if you feel like.”
This is the analogy of CDMs of SBI and other banks such as ICICI Bank. Besides this, the bank also has it’s self service banking facility- Kiosk. Customers can visit any CUB Kiosk and perform transactions such as sending money to your friends and relatives who are holding account in other banks as well. You can view your account details, account statement etc. as well. You can aslo print your passbook at the Kiosk, in addition to Cheque Deposit facility.
CUB Insta Loan Application Online
CUB Internet Banking also features an option to apply for Insta Loans. These includes Insta Vehicle Loan called CUB Easy Ride, Insta Housing Loan called CUB Swayam Graha and an Insta Mortgage loan. Customers can apply for these loans online or continue to complete their partially filled loan applications and track the status of their applications as well.
CUB housing Loans provides Quick and easy sanctions for purchase of land/site, ready to move in flats or flats under construction. Their Vehicle loan is available at attractive rates of interest for both two wheeler as well as four wheelers. Personal loans against jewellery are also available to meet your financial needs.
All these above mentioned facilities are offered by CUB Internet banking Services. This is a brief introduction on the offers available from CUB and the next time you are looking to bank with CUB, be sure to read these in detail. CUB is a trusted bank with several hundred branches and you can open an account with the Bank anywhere, anytime.